At PocketGuard, we want to help you make smart financial decisions. In our new article at
https://pocketguard.com/blog/understanding-the-28-36-rule-in-personal-finance/ , we explain the 28/36 rule—a simple but effective way to estimate how much you can safely spend on housing and general obligations. We believe that understanding such rules helps you plan your budget responsibly, avoid overloads, and better control your finances.